Carl Barkemeyer is a bank fraud defense lawyer in Baton Rouge, Louisiana. Bank Fraud is a serious charge that can lead to a lengthy prison sentence. It can be a very fact-intensive case that needs an attorney with experience and skill. Mr. Barkemeyer has successfully defended this charge many times.
Banking is very necessary and important part of the everyday lives of large amounts of the population, including in Louisiana and Baton Rouge as well. We use banks, credit unions, and financial institutions to keep our money and items safe, apply for loans to help out our businesses or personal life, and also to accrue interest and invest that money. Because this is such a vital part of our lives and our wellbeing, it is very important to have laws in place that protect banks to in turn protect our money and our belongings. Defrauding a bank is a very serious crime in Louisiana as well as the rest of the nation, and it carries harsh penalties that will negatively impact your future and your loved ones’ futures. If you are caught and charged with bank fraud in the Baton Rouge area, it is very important to contact legal assistance immediately to help set up a defense for your case that can potentially lead to a better outcome from your charges. Carl Barkemeyer, criminal defense attorney has been defending bank fraud cases for many years in Baton Rouge and Louisiana as a whole, and he has a very commanding knowledge of the financial institution laws in the state. Mr. Barkemeyer and his legal team can assist you with creating a defense case that could potentially increase your chances of lighter penalties and easier punishments. It is imperative that you contact us when fighting bank fraud charges so that we can provide experience to help defend your freedom from the charges.
Bank fraud under Louisiana state law can be quite a broad term that requires varying levels of evidence and reason to be charged with. Because of the broadness, it is important to understand why you are being charged with bank fraud to help determine how to best defend against it in court. Once determined, a defense can be created that looks at the evidence and helps to find a way to potentially protect yourself from the charges in question. However, the broad law provides a baseline for bank fraud and is defined as follows:
Whoever knowingly executes, or attempts to execute, a scheme to do any of the following:
1. To defraud a financial institution.
2. To obtain any of the monies, funds, credits, assets, securities, or other property owned by or under the custody or control of a financial institution by means of false or fraudulent pretenses, practices, transactions, representations, or promises.
Essentially, any taking of money or property or attempt of such from a bank through fraud or false pretenses is considered bank fraud in Louisiana. This means that even if you attempt to defraud a bank but aren’t successful, you can possibly still be charged and penalized under this law.
One common example of bank fraud is known as bank kiting. This occurs when someone attempts to cash a check for a ‘floater’ of money from the bank, even though the perpetrator knows that the account has insufficient funds to withdraw from the bank. This takes advantage of the bank by taking the floater money while full-well knowing they wouldn’t actually be able to withdraw that amount of money from their account. Another common example is forgery which is falsifying a check or document to withdraw money from someone else, unbeknownst to that person. Forgery is very much illegal but still utilized by criminals to defraud banks and take money from other people’s accounts.
Punishment and penalties for bank fraud in Louisiana are very serious and should not be taken lightly. They can have a lasting detrimental impact on your future and will not bode well for future opportunities like new employment or applying for a university or college. Under Louisiana law, the penalties for being charged with bank fraud are as follows:
- Imprisoned, with or without hard labor, for not more than 10 years, or may be fined not more than $100,000, or both.
These penalties are some of the strictest in the state and are very stringent to make sure you are not charged a second time. 10 years is a very long time to spend in prison and $100,000 is an exorbitant amount of money that most people cannot easily pay. Because of these reasons, it is important to get legal assistance to help with your case and defend yourself against the charges in court.
Bank fraud is one of the most common financial criminal charges in the nation, Louisiana included. Many people run into money troubles in their life and believe that illegal activities like bank fraud are their only way to get out of debt and return to financial freedom. However, being charged with bank fraud will actually negatively impact your future even more and will hurt your quality of life and the quality of life of those around you. If you have been charged with bank fraud in Baton Rouge, we highly suggest you contact us so that we help you defend your freedom from the penalties of being charged with bank fraud. Carl Barkemeyer, criminal defense attorney has been working on and defending bank fraud cases for many years and has a deep understanding of how their defense cases work. Mr. Barkemeyer can assist you by coming up with a strategy for defense that will look at your charges and look at the evidence to seek the most ideal outcome for you. We can look at different ways to potentially prove your innocence and study the facts to help you along the way in court. Contact us at (225) 964-6720 for legal help immediately if you have been charged with bank fraud in Baton Rouge, Louisiana.
Contact Baton Rouge, Louisiana Bank Fraud Defense Attorney Carl Barkemeyer for representation.